Predicated on their banking principles, ICICI Lender will not provide a mortgage comparable to this new full-value of the home. ICICI Bank possess specific variables getting delivering home loans from the property value assets within the accord along with their LTV (Mortgage so you’re able to Value) ratio. This new LTV depends on the entire worth of the home. Whether your possessions in question is actually respected below INR 29 LAKH, ICICI Bank offers that loan from the ninety %LTV. If the worth of the home selections out of INR 31 LAKH to help you INR 70 LAKH, ICICI Bank will give home loans in the 80%LTV. If your home is cherished within over INR 80 LAKH, ICICI Bank can give a loan from the 75%LTV.